MAIN: Teen Finance: Banking Principles
About
Come learn about the basics of banking with Patelco Credit Union! Primary Focus: Establishing a healthy relationship with a financial institution and managing money safely. What Teens Learn Why banking relationships matter Differences between banks, credit unions, and digital banks How checking and savings accounts work Interest basics (earning vs. paying interest) How to access money using debit cards, ATMs, digital wallets, and online banking Risks of being unbanked Check-cashing services and their costs ChexSystems and account management Maintaining healthy banking habits Financial wellness resources Why It Matters Before someone can effectively build credit, they need a foundation in banking. This workshop teaches: How to open and manage accounts How to safely store money How to receive direct deposit How to save for goals and emergencies How to avoid banking mistakes that can make it difficult to open future accounts The presentation focuses on financial stability and day-to-day money management rather than borrowing. Room: Library Program Room, Sunnyvale Main Library Audience: Teens age 13 and up Registration: Optional. Register for an email reminder. Register for Teen Finance: Banking Principles Like all Sunnyvale Public Library programs, this event is free to attend. For questions and disability accommodations, contact the Library at 408-730-7300 or chat with a librarian.
